قالب وردپرس درنا توس
Home / US / The rent is due and many lose extra help

The rent is due and many lose extra help



But the rent is still due. For people who relied on these protections, this month may mark the beginning of new challenges.

“Assistance in emergency renting should be a priority,” said Priscilla Almodovar, CEO of Enterprise Community Partners, a non-profit organization that develops affordable housing. “It’s a key factor in avoiding evictions that mean homeless.”

According to a report by the Covid-19 Eviction Defense Project and the Aspen Institute’s Financial Security Program, there are up to 23 million tenants at risk of losing their homes as moratoriums expire in jurisdictions around the world. the country. According to a report, one in five tenants is at risk of eviction due to the fall, with the undocumented, people of color and low-income rents.

“I hope we’re going to see a lot of families pushed toward homelessness as we begin the school year, which is already full of complications,” said Erin O. Planalp, an Iowa Legal Aid lawyer. “But I hope we can take advantage of our connections to the community and collaborate with the owners to try to give people a little more time.”

;

For people who can’t afford rent this month, the good news is that there may be more relief resources for rent than when the pandemic began.

You know what protections you have

If you can’t pay your rent, talk to the landlord. Many will agree to make partial payments or establish a payment plan. But if you still can’t make a rental, you need to know what protections to avoid evicting.

Eviction moratoriums were put in place, which are stopped on landlords who file or carry out the removal of a tenant to protect tenants of their home during the health crisis. But they have been clueless and confused. There were moratoriums at the federal or local level, for different types of housing and for different times.

The largest federal ban on evictions expired on July 24. Including Coronavirus’s Aid, Relief, and Economic Security (CARES) Act and known as the CARES Eviction Moratorium, it protected tenants in federally subsidized housing or with a federal guarantee of eviction. for rent. According to the Urban Institute, it was a narrow protection that covered only one in four rental houses, but if it is in this category, it is the one with the least protection.
But there are two more protections. The FHA, VA and USDA have extended eviction protections in some situations for single-family home tenants through Aug. 31. Separately, if the landlord obtains a CARES Act mortgage relief on the house you are renting, then you will be able to be protected from eviction for a longer period. .

At this point, tenants are more likely to be protected by a local moratorium, which may have been extended or stayed in place.

These protections are based on where you live. For example, in New York State, the governor extended the eviction moratorium until August 20. In Washington, the moratorium on evictions was extended until October 15 and in Massachusetts on October 17. You can check the status in your state in the Eviction Lab.
Or your protection may depend on the type of housing you have. The Philadelphia Housing Authority announced that it will extend a moratorium on eviction for not paying rent until March 15, 2021. This action is an effort to secure the authority’s 80,000 low-income residents, who they have been “disproportionately affected by the virus,” which may maintain housing stability during this time of economic uncertainty, according to PHA President Kelvin A. Jeremiah.

But regardless of the moratorium protection on evictions, rent is not forgiven. An unpaid rent is still due and will still have to be paid eventually to avoid eviction.

Get to seek relief funds

The CARES Act allocated money to states and communities to use as aid. But they connect tenants who need the money with the money, legal aid workers say.

For those who have not gone through a rent, it is difficult to understand how difficult it is to live in a state of constant emergency, Planalp said. “There’s this fight or flight response. It’s so hard to take action to figure it out for you and your family.”

The National Coalition for Low-Income Housing estimates that emergency rental assistance will need at least $ 100 billion due to the pandemic and lists the relief available. Some states have created their own web portals for rental assistance. If you are a resident of Iowa or Arizona, for example, you can answer some questions to determine your eligibility for help.

“There’s a lot of funding out there,” Planalp said. “But there are several programs and each program has its own criteria.”

Still, much of that relief funding leaves people out, he said. Tenants who are not documented or who have legal status are not eligible for the CARES Act relief.

You can find more information about local housing assistance resources through the Department of Housing and Urban Development and a state-by-state list of nonprofits can be found at Just Shelter.

“Assistance is there,” Planalp said. “We need to connect people with the right program and give them enough time to apply for them so they can get the relief they need before they lose their home.”


Source link