Living in Suzhou in the north of Jiangsu province, Chen earns $ 730 (5,000 yuan) per month as a high school teacher, and her husband $ 2,500 (16,000 yuan) per month is working for a sales company of an American company in Shanghai neighborhood.
Chen's financial struggle shows the difficulties facing millions of other middle-class families across China, and the reason why the Communist Party is struggling is struggling to boost the birth rate of the country.
Three years ago, the party made a controversial and truly unoccupied child-in-law policy, which had only limited births and was in force for four years.
The result of Beijing was unsuccessful.
Increased Chinese population growth in 201
"I will not consider that a second baby. It's too expensive, "Chen said.
Baby millions of dollars
Local food is not worth Chen's confidence.
Education and entertainment costs are also a serious drainage, by Wang Dan, deputy director at the Wah Ching Research Center on Education in China in Hong Kong University of Hong Kong.
Until the 1990s, Dan's biggest public use of people in China was free of charge or had a minimum cost. "But now there is a large industry as a big industry," she said. "Of course, the costs (overall) will be driven up."
When he became increasingly active in society pressure, Chen began to buy Xiyan educational toys and was pregnant so as not to "lose at the front line".
The Chinese companies have always emphasized the importance of studying young people, said Manhong Lai, a associate professor at the Chinese University of Hong Kong.
But Lai said that the one- child's extra attention aimed at parents on their individual descendants, which meant them even more to invest in education. "The competition to take up good schools is very good, so the parents are very serious and their children have a high pressure to compete," she said.
Chen and her husband spend $ 737 (5,000 yuan) per month for a son of the daycare center's son – every monthly salary.
There is no basic education but – extra-curricular activities depend on annual expenses .
Fan Meng and her full-time husband are professionals working in Beijing, but they both say they will not have a second child. "Nowadays, raising a child is really harmful to your family," said Fan.
Their 5-year-old daughter, Qi Xuanru, is not a musical instrument – from China to zheng – but she also loves skiing and diving. He said they wanted to support her even if the cost was high.
"Today's kids do not like when we were a bit. We just need to go to school. Now my daughter has her own hobbies," she said.
Rising medical costs
Many parents are concerned that the government's basic medical care is inadequate to cover serious illness.
Chen's son, for example, suffered intestinal and stomach problems and should visit the hospital once a month before he was 2 years old.
But even after a good doctor found that Chen, she said she was doing a professional bribe with a cash bribe netted in red cover – to make sure that his child got the best care.
In addition, recipe costs and the annual bill are $ 2,200 (15,000 yuan) for her son's private medical insurance.
"I always want to give my baby the best. The best doctors, the best toys, the best education," Chen said.
The authorities are offering subsidies to parents with a second child, for example financial assistance for the child's formula, and maternity leave .
But Chen said that parents should be alone to decide how many children they had. "It's a personal choice to get a baby or not," she said. "It's a choice about your own life."
Meng said, although their parents would probably prefer to have "a lot of children and grandchildren," she feels differently.
"I'm pretty much," she said. "The only child is what I can give, both in terms of energy and money."
This report was sent by Ben Westcott CNN.